Phillippa Baillie-White

An empty rental property doesn’t have to be a downer. In fact, having some time between tenancies gives you the chance to optimise your investment's rental yield, sales value, and future popularity. That said, vacant homes do...

For some landlords, the very mention of guarantors can ring alarm bells. But they're written into more tenancy agreements than you might think, and needing one isn’t necessarily a sign of problems ahead. Even well-paid...

If you’re a landlord with a fixed-rate mortgage nearing the end of its initial term, you’ll only be too aware of the coming increase in your monthly repayments. Back in October 2021 and 2018, two and five-year buy-to-let fixed...

House shares are a great way of maximising your rental income, and they cover every kind of tenant, from university students to high-earning professionals. Inevitably, a housemate will leave at some point as their life evolves....

Making mistakes is a part of life: many can be laughed off, but others are more serious. And for landlords, there can be legal and financial consequences for getting things wrong. When we're asked to take over a rental home by...

Arrears - a dreaded word among landlords and, for anyone with even a mildly British temperament, an often uncomfortable situation to discuss and resolve. We’re fortunate enough to have very few tenants behind with their rent,...

If you’re looking for ways to boost your buy-to-let profits, converting your rental home to a House in Multiple Occupation (HMO for short) could be the answer. HMOs have exploded in popularity as an option for landlords to...

The weather has turned, and winter is on the way, bringing with it a chilling collection of potential problems at your rental property. In many ways, rental homes are more at risk when they’re occupied in winter because the...

There's no denying that landlords faced a pretty challenging 2023. In particular, many of those who were highly leveraged decided to simply sell up, but did they act too soon? Their departure has left a large hole of opportunity...

Hardly any landlords we meet are fully legally compliant when we first speak to them, but it’s never on purpose. In fact, most of them genuinely believe they’ve got everything handled. Unfortunately, this often means that...