Blog: Mortgages

Whether you’re going upmarket to a bigger place, relocating for work or schools, or even downsizing from a longtime family home, selling for the first time is an exciting prospect in your life’s next chapter. Even so, the idea...

Rental yields have risen to their highest level since 2018, with three consecutive quarters of growth taking the UK average to 6.1%, according to a new survey of landlords by Paragon Bank. It’s great to see national data...

When opportunity knocks, it’s not always clear whether to say yes or no, particularly when it’s unexpected or means changing your plans. Selling to your tenant could be one of those times, and even if you’re planning to be a...

Making mistakes is a part of life: many can be laughed off, but others are more serious. And for landlords, there can be legal and financial consequences for getting things wrong. When we're asked to take over a rental home by...

How do you feel about adding thousands to your home without making a single improvement? One of the magic words in property is ‘potential’, and getting planning permission to increase the amount of accommodation is a great way...

There have been lots of changes to the way landlords are taxed over the last few years, creating plenty of confusion and leaving some questioning whether buy-to-let is a worthwhile investment. The answer is very much a personal...

Even though many lenders lowered their mortgage rates after Rishi Sunak became Prime Minister, we all face a bumpy road ahead. The media is battling it out to write the scariest headlines of an imminent price crash and soaring...

As a landlord, you might own your property outright or you may have a buy to let mortgage. If you do currently have borrowing, that could be because you didn’t have enough capital available to buy without a mortgage, or perhaps...

For many landlords, rental income provides a valuable boost to their other earnings or pension. For some, it may even be their only income, while others might mainly use it to cover the cost of the mortgage and other expenses, as...

Homing in on the future as a property owner Are you renting in Basildon at the moment? Perhaps you are a tenant in a lovely property but you have aspirations of buying your own place? Renting is great, and can be the right...

When it comes to property, the best thing can be to own it outright – either buying with 100% cash, if that’s possible, or taking out a mortgage and paying it off as soon as you can. And when it’s your own home, that’s...